The eligible retiree’s spouse, if elected at initial coverage. A spouse that is legally separated under a court decree under the laws of Texas or another state shall not be an eligible Dependent,

All natural children including legally adopted, under legal guardianship of the covered retiree and who have not yet reached their twenty-third (23rd) birthday, provided the children have never been married and are Principally Dependent upon the eligible retiree, as directed by court order, for support and maintenance. Foster children are not eligible Dependents under this Plan, unless there has been an application for adoption accepted by the Texas Department of Human Services. Stepchildren are eligible Dependents during the marriage between the eligible retiree and the natural parent of the child, so long as (a) they permanently reside in the retiree's household, and (b) are Principally Dependent on the retiree.

An eligible Dependent child who is physically or mentally incapable of self-support upon attaining the age of twenty three (23) years, shall continue to be an eligible Dependent while remaining incapacitated, unmarried and continuously covered under the Plan. An eligible

Incapacitated Dependent must be solely dependent on the retiree, and must be incapacitated by a disability that arose while such Dependent was a covered Dependent. To continue eligibility under this provision, proof of incapacity must be submitted by the retiree at least thirty-one (31) days prior to such child's attainment of age twenty three (23).

Any incapacitated dependent is required to apply for, purchase and maintain Medicare Benefits. A copy of the determination from the Social Security Office must be submitted to The Fund Retiree Health & Wellness San Antonio Fire and Police office.